Chapter 7: The Man Who Had Been Using My Name
At 6:12 the following morning, Miguel called me with a discovery that made the coffee in my hand go cold.
“Gabriel, I found Esteban Vargas.””
I stood beside the kitchen window at my cousin Andrés's house, watching the first light spread across the quiet street.
“Who is he?””
“He's a businessman with a registered office in León. His company handles private loans, property investments, and debt recovery.””
“And what does he have to do with my house?””
“I'm still establishing the connection. But there's something you need to understand. Torres Family Holdings wasn't registered yesterday. The company has been operating for several months.””
I put the coffee down.
“Using my name?””
“Using your personal information, yes. Whether that amounts to identity fraud will depend on what the official records and investigation establish.””
I rubbed my forehead.
“Can you tell me where this man works?””
“I can give you the address of his registered office. But don't go there alone, and don't confront him. We need to establish what documents were filed and who submitted them.””
I promised I would follow his advice.
When I ended the call, I heard footsteps behind me.
Sofia stood in the doorway wearing the same sweatshirt she'd borrowed from Lucía the previous night.
“Was that Miguel?””
“Yes.””
“Did he find something?””
I pulled out a chair.
“Someone created a company using my personal information. The company has been connected to the property agreement Patricia showed me.””
Sofia sat slowly.
“Is Patricia going to prison?””
“I don't know. That's for the authorities and the courts to determine. Right now, we're trying to understand exactly what happened.””
She looked down at her hands.
“I'm sorry.””
I frowned.
“Why are you apologizing?””
“Because if I hadn't found those papers, you wouldn't be dealing with all this.””
I moved my chair closer.
“Sofia, listen to me. You didn't create the company. You didn't copy my signature.
You didn't change my insurance. You didn't hurt yourself.””
She swallowed.
“But everything started because Patricia didn't like me.””
“No. Everything came to light because someone chose to mistreat you and tried to keep you silent.””
She looked at me for a long time.
Then she nodded.
That morning, Miguel arranged for us to review the relevant public company records and the property filing through the proper channels. He also advised me to make a formal report concerning the suspected misuse of my identity and to preserve every original document.
We spent several hours gathering records.
The company registration listed a correspondence address in León, a director named Esteban Vargas, and a contact email that appeared in one of Patricia's old household folders.
The connection was too specific to ignore.
Miguel found another detail.
Torres Family Holdings had listed my house as an asset connected to a proposed financing arrangement.
I had never authorized the company to use my property.
The document supporting the claim was the same questionable agreement that Patricia had presented at my front door.
Someone had taken a signature from an old document, placed it on a new agreement, and then used that agreement to make a claim against my home.
But the question remained: why?
Miguel believed the company might have been trying to obtain financing against the disputed property interest. He cautioned that we could not conclude a loan had actually been issued until we obtained the relevant records.
Still, the possibility made my stomach turn.
If someone had borrowed money using my house as leverage, I could spend months fighting to prove I had never consented.
And if Patricia had been involved, the betrayal would go far beyond cruelty toward my daughter.
At noon, I received a message from Bianca.
*Uncle Gabriel, I found the original files on my laptop. Mom doesn't know I saved them. Please tell me what to do.*
I called her.
She answered on the first ring.
“Bianca, where are you?””
“At home.””
“Are you alone?””
“Grandma went out. Mom is in the study.””
“Can you safely leave the house?””
“I think so.””
“Don't confront your mother. If you feel unsafe, go to a trusted adult or a public place and contact the appropriate authorities. Don't delete or alter anything on your laptop.””
She began to cry.
“Uncle Gabriel, I didn't know what she was doing at first. I swear.””
“I hear you.””
“I helped her copy the signature. I thought it was just paperwork. Then I saw her print another version with a different date. When I asked her why, she said I should mind my own business.””
“What did you do?””
“I saved the files because I got scared.””
“Can you send them to Miguel without changing the originals?””
“He said he would tell me how.””
“Good. Follow his instructions, and don't put yourself at risk trying to collect anything else.””
She went quiet.
Then she whispered, “Mom says Sofia is the reason everything is falling apart.””
I looked toward the guest room.
“Sofia didn't create this situation.””
“I know that now.””
“Knowing it now is a start. But what you do next matters.””
Bianca sniffed.
“I want to tell the truth.””
“Then tell it honestly. Don't exaggerate, and don't hide what you did. Let the evidence speak for itself.””
After the call, Miguel arranged to speak with Bianca and her legal guardian about preserving the digital records and documenting her account.
He also contacted the appropriate authorities regarding the suspected forged documents and misuse of personal information.
For the first time since I had come home early, I felt that the pieces were beginning to form a picture.
Not a complete picture.
But enough to show that the cruelty Sofia had endured was connected to a scheme involving property and money.
That afternoon, Miguel called again.
“I've located Esteban's office,” he said.
“There's a lawful way to request the relevant company records. I've also arranged for you to provide a statement about the documents.””
“Can I speak to him?””
“Not yet. We should avoid compromising the investigation. If the authorities need to interview him, they can do so through the proper channels.””
I agreed.
But before we could make further progress, my phone rang.
Patricia.
I answered.
“Gabriel,” she said, her voice trembling with anger, “you need to stop this immediately.””
“Stop what?””
“Going through my private affairs. Contacting lawyers. Asking questions about the company.””
I stood up.
“How do you know I've been asking about the company?””
Silence.
Then she said, “Rosa told me.””
“Rosa knows what company I'm asking about?””
Another silence.
I felt a cold certainty settle over me.
“Patricia, why is my name attached to a company I never created?””
“You're making accusations based on incomplete information.””
“Then complete it.””
“I can't explain everything over the phone.””
“Try.””
She exhaled sharply.
“You've always been careless with paperwork. You sign things without reading them, and then you blame everyone else when you forget.””
“I remember what I signed. I never signed that property agreement.””
“You're tired, Gabriel. You've been driving for years. Maybe you don't remember everything.””
I stared at the wall.
She was using the same tactic she had used against Sofia: make the victim doubt his own memory, then present the lie as a fact.
“Did you change my insurance beneficiary?””
“I handled the renewal.””
“That isn't what I asked.””
“You gave me permission to manage the policy.””
“Did I authorize a beneficiary change?””
“I don't remember.””
“Funny. You remember me signing a property agreement four months ago, but you don't remember changing the insurance policy six weeks ago.””
Her breathing became uneven.
“You're trying to trap me.””
“No. I'm asking you questions.””
She lowered her voice.
“Gabriel, if you care about this family, you'll come home and talk to me without that lawyer interfering.””
“I'll communicate through Miguel about the documents.””
“You can't do this to me!””
“I'm not doing anything to you. I'm asking for an explanation.””
She suddenly began to cry.
“I gave you everything. I took care of your daughter. I managed your home while you were away. And now you're treating me like a criminal because of a few pieces of paper?””
I closed my eyes.
For years, those tears would have made me apologize. I would have wondered whether I had been too harsh, whether I'd misunderstood, whether I should give her another chance before making a decision.
But I could still see Sofia kneeling on the laundry room floor.
I could still hear her asking whether she was in trouble for showing me her bruises.
“Patricia,” I said, “I need you to answer one question honestly.””
“What?””
“Did you ever believe Sofia deserved the way you treated her?””
She stopped crying.
Then her voice became cold.
“Your daughter made my life impossible.””
The answer told me more than a confession would have.
I ended the call.
That evening, Bianca came to Andrés's house accompanied by an adult who had helped her arrange a safe place to stay. She brought her laptop and a folder of printed documents.
She looked exhausted.
When she saw Sofia sitting in the living room, she stopped at the doorway.
Sofia immediately stood.
“Why is she here?”” she asked.
Bianca lowered her eyes.
“I came to tell the truth.””
Sofia shook her head.
“You laughed when Patricia wouldn't let me eat.””
“I know.””
“You called me a maid.””
“I know.””
“You watched her hurt me.””
Bianca's eyes filled.
“Yes.””
Sofia stared at her.
“Then why should I believe you now?””
Bianca didn't try to defend herself.
“You shouldn't have to believe me just because I say I'm sorry. I brought the files. You can decide what you think of me after you've seen what I did.””
She placed the folder on the table and stepped back.
Inside were printouts of several documents, including versions of the property agreement saved under different filenames.
Miguel examined them.
The files had been created on Patricia's home computer. One contained an image of my signature taken from an older document. Another showed a later version of the agreement with a different date.
The records didn't prove every allegation, but they gave investigators concrete material to examine.
Then Bianca produced a printed email.
It was addressed to Esteban Vargas.
The message from Patricia read:
The family agreement is ready. We need the property interest recognized before Gabriel returns to his normal route schedule. Once that is done, the financing can proceed.
Esteban's reply was brief.
I cannot release the funds without the supporting documentation being accepted.
Patricia had responded:
The signature issue is being handled. My mother has already witnessed the agreement.
Miguel photographed the pages and arranged to preserve the digital originals.
I looked at Bianca.
“Did you see any money change hands?””
She shook her head.
“No. But Mom kept talking about paying off debts.””
“What debts?””
“I don't know. She said she had made some investments that hadn't worked out.””
I looked at Miguel.
He didn't speculate.
“We need financial records before we can determine whether money was borrowed, where it went, or who benefited.””
I nodded.
Bianca turned toward Sofia.
“I know I can't undo what I did. I know saying sorry doesn't make it better. But if they ask me what happened, I'll tell them everything.””
Sofia's eyes were wet.
“I don't know if I'll ever forgive you.””
Bianca nodded.
“I understand.””
She didn't ask for a hug.
She didn't ask Sofia to make her feel better.
For the first time, she accepted that the person she had hurt owed her nothing.
After Bianca left with her guardian, I walked Sofia into the garden.
The sun had begun to set, and the air smelled of wet earth from a neighbor watering his plants.
“Are you okay?”” I asked.
She shrugged.
“I don't know.””
“That's fair.””
She watched a pair of birds hop along the wall.
“Dad, if Patricia goes to prison, will that mean everything is fixed?””
I thought carefully before answering.
“No. There will still be difficult memories. There will be questions.
We may need help dealing with what happened. But the truth will be out, and we'll be able to make decisions without pretending everything is normal.””
She nodded.
Then she leaned against me.
For several minutes, we stood together without speaking.
I thought the worst of the revelations might finally be behind us.
I was wrong.
At 8:43 p.m., Miguel called with an update from the investigators.
“The records show that Torres Family Holdings submitted a financing application using the disputed property agreement,” he said.
“We haven't confirmed whether the requested funds were released. But we found another document.””
“What document?””
“A draft authorization concerning your life insurance policy.””
I felt my stomach tighten.
“What does it authorize?””
“It appears to grant another person permission to manage certain policy-related matters. The signature is also disputed.””
“Who is named?””
Miguel paused.
“Esteban Vargas.””
I gripped the phone.
“Why would a property company have authority over my insurance?””
“We don't know yet. The document may be incomplete, invalid, or part of a larger arrangement. We need the original and the insurer's records.””
I looked toward the house.
Sofia was inside with Lucía, preparing for bed.
“Could Patricia have arranged this?””
“It's possible, but we shouldn't draw a final conclusion until the evidence is verified.””
I thanked him and ended the call.
Then I sat alone on the back step, staring into the darkness.
The woman I had married had treated my daughter as an intruder in her own home. She had allegedly copied my signature, attempted to redirect my insurance, and helped create a company using my identity.
But I still didn't understand why she needed Esteban Vargas.
What had she promised him?
What had he promised her?
And how much had they risked to get control of a house that had never belonged to them?
The answers would come the following morning.
Because at 7:06 a.m., an investigator called Miguel with information that changed the entire case.
Esteban Vargas had agreed to provide a statement.
And he claimed Patricia wasn't the person who had first approached him.
According to him, the plan had originated with someone else.
Someone who had known me for more than twenty years.
Someone who knew exactly when I would be on the highway, when I would be alone, and how much money my death would be worth.
May you like
Miguel called me back.
“Gabriel,” he said quietly, “we need to talk about your mother-in-law.””